only the excess crystalizes out

the solution that remains above the crystals id saturated
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In this case, the health care portion of the economy is a text book, poster-child case of the bad things that happen when you eliminate market forces from a portion of the economy and substitute socialism and government intervention. Years ago, before all this began, like in the early 60’s, medical insurance was much less common, and not a necessity. Why? Because under the fee-for-service model, people could generally afford to pay their own doctor and hospital bills, because the prices had not yet gone into the stratosphere. Medical care also did not cost such a large portion of our GNP in those days. Why, just think, we actually had affordable healthcare! It wasn’t perfect, not everybody got the same care, but it also was not a national crisis threatening to bankrupt the country.

The disease began, by some accounts, when employers were able to circumvent WW2 wage and price controls by providing employer paid medical insurance as part of their benefit package. Soon this became so widespread that it became an expected part of employment. But this, along with Medicare and Medicaid in the 1960’s, were big drivers of rising costs of medical care. Essentially, medical care became "free" to large numbers at the point of service, and as with most free goods, the demand grew rapidly. With either the USG or an insurance company picking up the tab, patients cared little what the price was. The USG, once having gotten involved in the medical care industry, tried various different interventions after WW2, becoming a largter and larger player in that market.

Each time government intervened ostensibly to solve the problem, we have ended up with a larger and more intractable problem. Now the USG is on the threshhold of nationalizing the entire industry. It is clear that what is needed is a return to fee-for-service medical care. We need to unwind the skein of socialized medicine that we have been creating for so many decades. Perhaps the intentions were good, but the results have not been good.

One recent step in that direction has been the rise of Health Savings Accounts (HSA), coupled with high deductible health insurance (HDHI). This allows a person to put tax free money into the account, and keep whatever is not spent on medical care. There is a real incentive NOT to buy marginal medical services and to shop for the best price, since the savings accrue to the individual or family. The patient is once again empowered as a customer. In addition, the premiums on the HDHI are lower, so less money flows into the insurance pool and more remains in the hands of the consumer.

There is a pretty good discussion of the history of the subject at the linki provided.
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http://content.healthaffairs.org/cgi/content/full/24/6/1415

They say they are only going to tax the rich for the health Care Bill. First of all there isn’t enough rich people out there to finance this. Plus who do you think in the long run is going to pay for this when you take from the rich. They are not going to pay for it! We are! They are the ones that supply the jobs out there. This invites more job cuts, or not adding jobs to the market that we need so they can pay for this.

We need to let Insurance Company’s to go across state line to compete with each other! This will lower the cost of the premiums that you are paying.

They are trying to push through a Public Option, and it doesn’t matter if you want it or not. They are not talking to the people out there. A National Option would supply Health Care for all at a low premium or no premium at all. People love thing for free. Nothing is free it comes with a cost to you. Public Option can put all the Insurance Company’s out of business. That isn’t good. You see when that happens then the Government owns Health Care, they can control what you receive and what you don’t receive. Take a look at the UK and Canada. All need to get in line for operations and even to see there Doctors. Do you want this? I don’t.

The Government already runs, Medicare, Medicaid, U.S. Post Office and all are going bankrupt. They can’t even manage these services.

This Bill that they now have, either one will end up costing us Trillions of Dollars, not what they are telling you it will cost.

Let’s work on what we now have and find a way to get all people covered, even the ones that choose not to because they are in good health or are to cheap to spend that money on a premium that they think they will never need. By getting everyone to pay there fair share that will also lower the cost. We have the best Health Care in the World today. We don’t want to change that. Public Option has a great chance of doing that. Many good Doctors say they will no longer cover Medicare or Public Option patients because there pays will be to low. They will also retire or go to another country to practice.

You have to remember that Doctor or surgeon or Hospital has to also pay out of there fees, the equipment they need to do there job, plus pay the nurses and staff, and the place they are practicing from, plus all utilities. When you take all that in to consideration, is he charging to much.

I almost for got that Doctor or surgeon or Hospital has to have Insurance, because there are people out there that will sue you for anything you do. There has to be laws made that will also protect the Doctor and lower these Insurance fees. That alone will lower the cost of Health Care dramatically.
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2. Relax the restrictions on insurance companies that prevent them from competing across state lines. We have some 1,700 insurance companies in the U.S. letting them compete with one another would do wonders for our system.

Everything that is being currently voted on means more government control over the insurance companies, higher taxes and eventually a single payer system where Washington politicians will make life and death decisions, and every other kind about your life. If you want government to tell you what to eat, drink, when or if you can have children, decide when and how you will die, and own all your money and more and more of it all the time so you are a slave to the government and must fill out 26 forms in order to get in line to possibly see a doctor than one of the current plans is for you! For some people freedom is overrated. They just want something "free" so if someone tells them something is free, they will sign the dotted line or vote no matter what the COST! All the current plans are lies, to trap us into totalitarianism. I do not want them.
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Tort refrom is a must but unfortunately our politicians are lawyers and are in the back pocket of trial lawyers so I dint think that will ever happen
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The site is http://www.ezo3.com they sell retail but they also sell all there gear wholesale, they are CHEAPER than the chinese and asians and are NOT SCAMMERS!
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They also post worldwide.